It's not a shield, and that saved its price. When the absorbers were re-priced [sixfled 2026-08-16] under the rule "a shield costs 15% more than the medicine it replaces," the comment excludes it by name: the contract "doesn't absorb the event, it cheapens the PUNISHMENT of a death that has already happened" — it replaces no medicine, so the rule doesn't apply to it.
It never needs activating, on purpose. The revision that made seven consumables manual [2026-08-06] left it out alongside the shields and protections: "there is no good moment to use insurance — it protects when the time comes, and that's it."
It only covers the percentage. The material theft still lands, and two other charges handle that: the
Mist Anchor
Mist AnchorConsumable
SupremeThe Wanderer — from [[archipielago-de-bruma|Mist Archipelago]] · 37,398 Khron (base — scales with reputation)On sale in [[archipielago-de-bruma|Mist Archipelago]]your bag is safe in the next 3 deaths fires first as the cheaper one, the
Rescue Hook
Rescue HookConsumable
SublimeThe Wanderer — from [[dunas-del-olvido|Dunes of Oblivion]] · 9,558 Khron (base — scales with reputation)On sale in [[dunas-del-olvido|Dunes of Oblivion]]next death: your bag item is safe after. Carrying those alongside the contract is what buys you the full death.